






















Join 1,000s of Subscribers and Get Free Access to Real Insights on Banks, Fintechs, and Capital Compounders.

Latest X Posts

$HOOD gives you a 3% IRA match… from your phone… in 90 seconds.
The old guard deserves to lose.

Valuations?
$NU: ~25x earnings
$MELI: ~60x
$STNE: ~7x
$PAGS: ~5x
Two of these are priced for perfection. Two are priced like they’re dead.
They’re not.

Victaurs
@victaurs
$APO ›
Apollo earns over $1.2 billion in fee-related earnings per quarter and expects to grow FRE more than 15 percent annually.
Structured credit engine. Insurance float. Forward multiple around 10 times. Too boring for most. Too complex for others.
You into it or not?

Victaurs
@victaurs
The average Schwab client has $250K in assets. $HOOD’s average is $9K.
But you know what’s growing faster? The $9K.







"Victaurs is on a generational run in financials and banks!"
@Citini7
🔘 X Account

"Victaurs brings unmatched positivity and insight every day!"
@shorbus_ace
🔘 X Account

"Victaurs insights are spot-on, and the humor lands every time"
🔘 Substack Subscriber

"As someone who has spent a decade around bank investing with countless resources, I was skeptical of the potential benefit from a product such as Victaurs. That skepticism proved to be nothing short of foolish. The ability Victaurs has to combine niche banking topics with an approachable style has proved to be a resource I would struggle to give up. My process is better because of my subscription. Existing in a world of in-depth company and industry analyses it is often difficult to step back and think more holistically about topics or trends. Victaurs provides a resource and serves as a reminder to do just that. Not only do I enjoy the writing and content, but it truly has improved by ability to think about bank investments. Describing myself as a happy customer would be an understatement and I think you will be as well."
🔘 Anonymous Wealth Management Professional

"Victaurs consistently delivers the sharpest research on banks and financials. His work is data-rich, well-timed, and always ahead of the curve. What sets him apart is his ability to uncover asymmetric opportunities others overlook—whether it’s in regulatory shifts, capital structure dislocations, or macro-driven setups, most recently being Brazil fins and prior in Europe. If you’re serious about financials, his work is a must-follow."
@eliant_capital
🔘 X Account

(Free Forever)
$0/m
0 Cost subscription
Long Ideas, Proprietary Screens, & Custom Analysis
Real Time Access via Premium Member Only Chat
Fully Locked Article Archive Access

No contracts - cancel anytime
$43/m
Long Ideas, Proprietary Screens, & Custom Analysis
Real Time Access via Premium Member Only Chat
Fully Locked Article Archive Access
9% Cheaper than Subscribing Monthly

No contracts - cancel anytime
$469/year ($39.08/m)
Long Ideas, Proprietary Screens, & Custom Analysis
Real Time Access via Premium Member Only Chat
Fully Locked Article Archive Access
9% Cheaper than Subscribing Monthly

No contracts - cancel anytime